Name: Ryan Smith
Business Name: Waterstone Mortgage
Location: 17 Applegate Ct. Madison, WI 53713
Phone: 608.234.5117 | NMLS: #287314
Profession & Years in Business
Loan Originator for 13 years
I grew up in Sparta, Wisconsin and lived in a Funeral Home until I was in 5th grade. I have two brothers who are both in the mortgage business.
Son: Kobie (10) Daughter: Behla (bay-la) (9) Wife: Danica (38)
Assistant Golf Professional
Golf, live music & wake surfing
Activities & Interests
I love to spend time with my family and friends. Boating, traveling and golfing are my 3 favorite activities.
To retire my wife before she is 45 and then retire myself before 55, so we can both spend more time doing things that we truly enjoy.
Something nobody at BNI knows about me
Not sure about this, I’m an open book!
The Key to My Success
I love what I do, and I have a very strong desire to help people by putting them in a good financial position with respect to their home. I surround myself with quality people and feel that working as a team can create better results than doing everything myself.
Professionally, my goal is to build a business that can sustain itself in any market by focusing on the purchase side of the mortgage business and building strong relationships with my clients, referral partners and team. Growing my personal sales production will allow me to enjoy and meet many of my personal goals. I love sharing new experiences with my family and enjoy seeing how much these things help us all learn. Preparing my kids for the world in many different ways is also a huge goal of mine.
In my personal life, becoming a father and husband has been a huge accomplishment of mine. Professionally, I’ve seen our office production grow from 30 to 100 million a year. I have consistently increased my personal sales production from year to year in all but two of the last thirteen years that I’ve been in the business. I also feel a sense of accomplishment when I consider all of the strong relationships I’ve built with my clients, family, and friends.
Traveling to new places, gardening (mostly hot peppers), wake surfing, boating, watching my kids’ sports, attending concerts (closet Deadhead), being with family and friends, good food, cooking, Whiskey, UFC, being on the beach in the Caribbean
BNI, WAMB, NAMB, RASCW
I believe communication is one of my strongest skills. I try and communicate in an effective way, so my clients and partners understand the mortgage process before during and after they buy a home. I love building and leading a team. I currently have a 3 person team for my personal production and a 16 person team for my entire branch. The larger we become, the more I realize that communication is the key to our success.