ABOUT THE RYAN SMITH MORTGAGE TEAM
An innovative, strong, and secure mortgage lending company.
Ryan Smith has been a Mortgage Advisor for over 13 years working in the residential mortgage industry and enjoys helping you with one of the biggest financial decisions of your life. Ryan feels that he can use his experience to help his clients create a mortgage plan, communicating with them before during and after their loan is completed. His goal is to ensure that your experience with The Ryan Smith Mortgage Team at Waterstone Mortgage is timely and enjoyable, and worthy of repeating to your friends and family. Ryan has a strong reputation for providing excellent customer service and has helped thousands of customers with financing and refinancing their homes, second homes and/or investment properties. He makes sure his client are always in the best possible situation to succeed as a homeowner.
Ryan also strives to communicate well with his business partners, Realtors, Financial Planners and CPA’s. Working hand in hand with a client’s trusted advisors will help to build a strong bond with those partners and his client. He believes that creating a “plan” for a homeowner and their finances is crucial to their success.
Noele initiates the loan process by walking you through our loan application and scheduling your consultation with Ryan. She is also responsible for gathering all of your preliminary documentation.
Kristyn uses her creativity, passion, and excitement to give you a superior mortgage lending experience. Our “Client for Life” motto means that she will be in touch with you even after you have settled into your new home. Kristyn also coordinates Waterstone Mortgage client appreciation events and keeps you updated with important industry changes.
Rebecca reviews your documentation and issues your pre-approval letter. She serves as your main point of contact through the remainder of the process and keeps you informed through weekly update calls. She works with all parties in your transaction and handles any challenge with may arise to ensure a smooth closing.
► office hours: mon-fri 8am-4pm